Success Stories
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Overcoming Credit Challenges with Ryan
Ryan submitted his application, but ran into an unexpected issue with his credit. Ryan connected with the Basis Home Loans team to discuss his construction financing options. He submitted his loan application, however when his credit was reviewed, Ryan's scores were lower than he anticipated. The lower credit scores prohibited him from doing any type of construction loan. With guidance from our team, we put together a plan to improve Ryan's credit and get him back on a path to build his dream Adair home. As time went by, Ryan's credit began improving, but due to time restraints, we couldn't wait for his credit scores to rebound to qualify him for a conventional loan.
Creative financing strategies helped Ryan get approved for construction financing despite his lower credit score.Next, we explored an FHA loan. While there were still some challenges to overcome with this loan option, our team was able to execute some creative financing strategies and submit the loan to Underwriting, even with Ryan's lower credit scores. When the loan approval came in, Ryan was thrilled to be able to move forward in building his new home. Because of the experience, service, and dedication of the Basis Home Loans team, Ryan obtained financing approval and was set on his path to building his new Adair home.
Our Clients Are Our Biggest Fans!
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Thank you so much for all your assistance with the process of funding my loan. I know it was frustrating on all our parts and I wanted to make sure you knew how much I appreciated your patience, professionalism, and understanding during this process.
Tracy P.
Google
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Thank you for prompt responsiveness, for answering a million questions and for helping me to feel your investment in my dream. Again, and I can't say it enough, thank you for everything.
Taya G.
Google
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You set the example of what customer service should be. You identify people’s needs and meet them before they know their need. You found a perfect balance of providing thorough information without being condescending. It genuinely felt like you love to help people like me. You were hands down my favorite part of this process. Thank you so much for all you did!
Carey A.
Google